Morbi is India's ceramic capital, producing the bulk of the country's wall and floor tiles, along with sanitaryware and clocks. The cluster runs on gas-fired kilns, heavy machinery and large raw-material flows, so unit finance is capital-intensive and sensitive to fuel and export cycles.
Morbi is a key industrial centre in Gujarat, known for its ceramics, tiles, sanitaryware sectors. From established players to fast-growing MSMEs, businesses here need finance that moves at the speed of opportunity — and an advisor who knows which lender says yes to which kind of unit. That is exactly what Ashirvad Consultancy has done for 23 years.
Whether you operate in Morbi ceramic cluster or Wankaner or anywhere else in Morbi, we arrange the full range of industrial credit — machinery loans for new and used equipment, working capital to fund your operating cycle, CGTMSE collateral-free loans up to ₹5 Crore, and structured project finance for new units and expansions. We prepare your application the way credit officers want to read it, which is why our clients get sanctioned where they were earlier refused.
Being in Gujarat, Morbi businesses also unlock one of India's most generous incentive packages. We help you claim Gujarat's capital subsidy, interest subsidy and SGST reimbursement alongside the central CLCSS scheme — stacked correctly, these can fund a major share of your project and push your effective cost of finance into low single digits.
What Morbi businesses typically finance
- Tile & ceramic plants: kiln, press and glazing-line machinery finance
- Sanitaryware units: plant expansion and tooling
- Packaging & logistics units: working capital and vehicle finance