This is our fastest-track business funding option — built for businesses that need working capital now, not in 2–4 weeks. Instead of a full project report and property valuation, approval is based primarily on your GST filings and bank statement history, which digital-lending NBFCs can verify and decision automatically.
For a business with clean GST filings, steady banking, and no defaults, 48 hours from application to disbursement is realistic — that's what our fast-track NBFC partners are built for. As with any lending timeline, the exact speed depends on document completeness and your specific profile, and we'll tell you honestly where you stand before you commit to anything.
This sits alongside our standard MSME, CGTMSE and Project Finance routes rather than replacing them — for a larger loan or a long-term project, the traditional PSU bank route (7–30 days) usually gets you a meaningfully lower rate. This product exists specifically for when speed matters more than shaving a percentage point off the rate.
Available to businesses anywhere in India, across every sector, with a fully digital application process.
Key benefits
- ✓Approval in as little as 48 hours
- ✓Based on GST turnover & bank statements — no property required
- ✓Fully digital application, no branch visit
- ✓Flexible repayment up to 36 months
- ✓Available pan-India, every sector
Who is eligible
- ●Business vintage of 1+ year
- ●Active GST registration with regular filings
- ●Minimum annual turnover of ₹10 Lakh (varies by lender)
- ●Satisfactory banking conduct, no major defaults
Documents required
- 📄GST registration certificate & last 12 months' GSTR filings
- 📄Last 12 months' bank statements
- 📄PAN — business and proprietor/director
- 📄Udyam (MSME) registration, if available
- 📄KYC of proprietor/partners/directors
How it works
- 1Quick eligibility check
2-minute online check — tell us your basic profile and loan need. No impact on your credit score.
- 2Digital documentation
Upload KYC, income/GST and bank statements digitally. No branch visit required.
- 3Instant lender matching
We match you to the bank or NBFC in our network most likely to approve fastest, at the best rate for your profile.
- 4Approval & disbursement
Sanction and funds disbursed to your account — as fast as our stated timeline, once your documentation is complete.