21 years of getting
manufacturers approved.
Since 2003, Ashirvad Consultancy has been Gujarat and Mumbai's trusted MSME finance advisory — helping manufacturers across India secure the loans and subsidies that build their businesses.
For more than two decades, the banking system has been our specialism. We started in 2003 with a simple conviction: that a hardworking manufacturer with a viable business should never be denied finance simply because they don't know how the system works. That conviction still drives everything we do.
Over 21 years we have helped more than 1,200+ clients secure over ₹1,500Cr+ in sanctioned finance — machinery loans, project finance, working capital, CGTMSE collateral-free loans and more — across Gujarat's industrial heartland, the Mumbai metropolitan region and manufacturing hubs nationwide.
But we are best known for one thing competitors overlook: we treat the subsidyas seriously as the loan. Gujarat offers some of India's most generous industrial incentives — capital subsidy, interest subsidy, SGST reimbursement and more — and stacking them correctly can fund a major share of a project. That expertise has saved our clients crores.
Since 2003
21+ years of expertise
Meet the founder
Manish Yadav
Financial Consultant & Founder, Ashirvad Consultancy
With over 21 years in MSME finance, Manish has helped more than 1,200+ manufacturers across Gujarat and Maharashtra secure funding — from small machinery loans to large-scale project finance of ₹500 Crore and above.
His deep relationships with PSU banks, SIDBI, and private lenders mean clients get matched to the right institution — not just the nearest branch. His speciality is subsidy stacking: identifying every Gujarat and central government incentive a unit qualifies for and claiming them alongside the loan.
How we work
What makes us different
Approval-first approach
We don't just submit applications — we engineer them to get sanctioned. Every file is prepared the way credit officers want to read it.
Zero upfront fee
Your first consultation and eligibility assessment are free. Any professional fee is success-based and disclosed transparently up front.
25+ lender relationships
PSU and private banks, NBFCs and SIDBI. We match your profile to the lender most likely to say yes at the best rate.
Subsidy specialists
We don't stop at the loan. We identify and claim every Gujarat and central subsidy you qualify for — often worth crores.
Free first consultation
Let's get your
loan approved.
We assess your eligibility, identify every applicable scheme, and build a banker-ready application — completely free at the first meeting. No spam, no pressure.