Construction and infrastructure work runs on iron — the excavator on your site, the crane on your job, the paver laying the road. An equipment loan lets you own the asset that earns for you, without the working-capital hit of paying for it upfront. We finance new and used heavy equipment across every category — excavators (JCB, Tata Hitachi, Komatsu, CAT), backhoe loaders, wheel loaders, road rollers, cranes, pavers, asphalt plants, transit mixers, tippers and more.
Because the equipment itself acts as security, sanctions are quick — typically within a week end-to-end. The right lender for you depends on the machine type, your project pipeline, and whether you are a first-time buyer or expanding a fleet. We match you to lenders active in construction equipment — Tata Capital, Cholamandalam, Sundaram Finance, SREI, Magma, and the PSU/private banks with dedicated CE desks.
Contractors, road-project developers, infrastructure firms and equipment-rental businesses all use us for CE finance. We structure the EMI around your project cash flows, arrange competitive down-payment terms (often as low as 5–15%), and manage insurance and hypothecation paperwork so you can focus on the job.
Where the equipment qualifies, we also help you claim central and state subsidies — for example, CLCSS on select equipment for MSME-registered contractors, or Gujarat's capital and interest subsidies where the equipment is part of a broader industrial investment.
Key benefits
- ✓New and used equipment covered
- ✓Approval in as little as 72 hours
- ✓Low down payment — typically 5–15%
- ✓Flexible EMI aligned to project cash flow
- ✓Insurance and hypothecation handled by us
- ✓Subsidy stacking wherever eligible
Who is eligible
- ●Contractor, infrastructure firm or equipment-rental business
- ●Business vintage of 1+ year (new firms considered case by case)
- ●GST registration and filed returns
- ●Satisfactory CIBIL / credit history
- ●Existing work orders or project pipeline strengthen the case
Documents required
- 📄KYC of promoters & business (PAN, Aadhaar, GST, Udyam)
- 📄Last 2 years ITR & financials
- 📄Last 12 months bank statements
- 📄Equipment quotation / pro-forma invoice
- 📄Existing work orders or contracts (if any)
- 📄Prior equipment ownership / hypothecation NOC (for used)
How it works
- 1Free eligibility assessment
We review your financials, turnover and project to tell you exactly what you qualify for — no cost, no obligation.
- 2Documentation & project report
Our team prepares a banker-ready file: DPR, projections, KYC and statements, structured the way lenders want to see it.
- 3Lender matching & negotiation
We place your proposal with the right banks from our 25+ partners and negotiate the best rate and terms on your behalf.
- 4Sanction & disbursement
We follow up through sanction, manage queries, and stay with you until the money is in your account.