Machinery Loans — Finance New or Used Equipment

A machinery loan finances the single most productive asset in your factory: the equipment that makes your product. Whether you are buying a new CNC lathe, an injection-moulding machine, textile looms, a packaging line or imported European machinery, the right finance structure lets you preserve working capital while you upgrade capacity.

Machinery finance is often quicker than other loans because the asset itself acts as security. Many NBFCs sanction within 48 hours, and even bank loans move faster than general term loans. We arrange finance for both new and pre-owned machinery, including imported equipment with letters of credit where required.

The smart money doesn't just borrow — it stacks subsidies. The central CLCSS scheme gives a 15% upfront capital subsidy on eligible machinery (up to ₹15 Lakh), and Gujarat's interest subsidy can refund a large slice of your interest cost for years. We make sure you claim every rupee you are entitled to, which often brings your effective cost of finance down dramatically.

We have placed machinery loans for engineering units in Rajkot, textile mills in Surat, ceramic plants in Morbi, chemical units in Bharuch and food processors across Gujarat. We know which lenders are aggressive on which machine types, and we negotiate the rate so you don't overpay.