Export Finance — Packing Credit & Post-Shipment Credit

Export finance exists to make Indian exporters globally competitive, and it is priced accordingly. Pre-shipment finance — packing credit — funds the purchase of raw material, manufacturing and packing of goods against a confirmed export order or letter of credit, before the goods ship. Post-shipment finance bridges the gap between shipment and the moment your overseas buyer actually pays.

Packing Credit in Foreign Currency (PCFC) can be especially attractive because it is priced off international rates and provides a natural hedge against currency movement. For exporters in Gujarat's textile, chemical, engineering, pharma and gems sectors, getting this finance structured correctly directly improves margins.

Export finance comes with its own documentation rhythm — orders, LCs, shipping documents, and realisation evidence — and lenders want to see it managed cleanly. We set up your packing-credit and post-shipment limits, align them with your order book, and help you keep the documentation tight so disbursement and renewal stay smooth.

We also connect export finance with the broader trade-finance toolkit: letters of credit and bank guarantees for your suppliers, and forex management to protect your realised value. The goal is simple — fund the order cheaply, ship with confidence, and get paid without your cash flow ever seizing up.